Buy vs Lease near Navarre, FL

Buy vs Lease near Navarre, FL

When it comes to acquiring a vehicle, you have two options — buying or leasing. To help you decide, Tim Smith Acura has put together an overview of the benefits of each. 

Buying

If you enjoy being the sole owner of your vehicle, then buying is a great choice to make. With this path, you will have a contract that spans the length of four to seven years. This time period depends largely on how much you pay off each month. One benefit to buying is that the pool of vehicles offered is greater than leasing. This is due to the fact that you have the choice between either a used or new model. You also won’t have to worry about any mileage restrictions as the Acura is solely yours. 

Leasing

While purchasing is an ideal path for some motorists in Navarre, others may not wish to seek a long-term agreement. In this case, we have to bring your attention to leasing. This contract means that you take a factory-fresh vehicle from our location for around two to four years. The shortened length of this contract is a positive for motorists who don’t wish to stick with a single model. During the time that you have the car, you will be making payments toward the expected depreciation value of the Acura. This tends to be cheaper than buying, which has you reimburse the full cost. 

Which Is Best for You?

First and foremost, neither of the aforementioned options will be better than the other. Deciding which is for you is up to your specific driving habits and needs. For example, if you have a lifestyle that consistently has you driving across the Navarre Parkway and beyond, then buying may be geared toward your goals. This is because leasing has a mileage limit that you will have to adhere to, unlike financing, which doesn’t restrict your movements. However, if you have a budget that you simply do not wish to exceed, then leasing is a great and more affordable route. Regardless of the decision you make, our team is prepared to answer all your questions and find you your ideal Acura to take to and from the Emerald Coast Wildlife Refuge.

 

Buying

Leasing

  • Contracts last four to seven years
  • Make payments toward full sticker cost
  • Widened selection of vehicles both new and used
  • Contracts last two to four years
  • Make payments toward depreciation value
  • Allows you to only lease out factory-fresh models

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Testimonials

Fantastic Service!

Lynn McKee
7-2-2021
Full Star Full Star Full Star Full Star Full Star

The best experience ever when buying a car. Got fantastic service from sales guy Conner and equally fantastic service from finance guy Gene and a great car to boot! Thanks again. My wife and I are vert appreciative of the great customer service.

Thank you Gene!

Damian Wiseman
6-25-2021
Full Star Full Star Full Star Full Star Full Star

This has been a long time coming, but I’m thankful that I spoke to Gene at Tim Smith Acura. While looking to regia an e my vehicle, he graciously put the effort in to find me the beat deal. He’s a great man and will explain things to you in a compassionate way that shows that he truly cares for the people that walk into Acura. I will not doubt that there are possibly more like him that work there as well. Thank you, Gene and Tim Smith Acura for you assisting me on my vehicle’s refinancing.

Customer Testimonial

Becky Cox
6-12-2021
Full Star Full Star Full Star Full Star Full Star

My sales rep was Conor Ryan and my finance man was Gene Watson. Both were real people and our treatment was fantastic, considerate, polite and thoughtful. My daughter and I experienced real attention, not fake or insincere affectation. Details were seen to, and it didn't feel as if they were done out of obligation. Our satisfaction is very high, from the moment we arrived we were expected and greeted in a way that said that we had (finally) made it home, it was incredible. You have tremendous representation at Tim Smith Acura. Thank you so much for making our first Acura purchasing experience so incredibly positive and impressive.

Great Experience!

John Ryan
6-10-2021
Full Star Full Star Full Star Full Star Full Star

I was looking to buy and new car for my pregnant girlfriend. Conor Ryan my sales rep set me up with the safest vehicle I could have. He was informative, easy to work with and got me exactly what I wanted. Gene Watson also made the process as effortless and painless as possible. He handled the tag/title and trade in. These guys were amazing, 10/10 would recommend to any looking for new or used vehicle!!

Great Customer Service

Ella Cornell
12-30-2020
Full Star Full Star Full Star Full Star Full Star

Highly recommend Tim Smith Acura. The salesmen are honest and willing to work on the best deal for you. I messaged Earl at first and he was quick to answer all my questions and send me information I was inquiring about. They even stayed open late so I could make a test drive after I left work that evening. Thank you Earl, Connor and Gene for giving me a great deal with even better service. These guys will take care of you.

Customer Testimonial

Morgan Monroe
12-19-2020
Full Star Full Star Full Star Full Star Full Star

Yesterday I made my first car purchase which is an overwhelming and big decision to take in at first. We were greeted on the lot immediately by Conor who was extremely upbeat and positive to interact with. He was extremely knowledgeable about all the inventory and very passionate about the job/cars. He provided all the necessary information (and more) on multiple cars and answered all our questions. He was not pushy at all and made the process very easy. Conor is a salesperson that is personable and makes you feel like you have known him for years! We ended up moving forward with a car and we’re at the dealership longer than expected, but Conor made sure my family and I were comfortable. He walked me through how to set up my car to ensure I know everything before leaving. Gene was a wonderful, kind finance person who made all the paperwork seem manageable and explained everything! He knew he had a long day and was excellent to get everything signed up and ready to go. We were lucky enough to communicate with Ben and we were able to bond on some great travel stories. It was great customer service from the second we arrived to saying by to Conor as we pulled off. I am so excited about my car and will recommend to anyone I know to come visit your team!! Thank you!!

Professional, Honest and Genuine

Dj Walker
12-17-2020
Full Star Full Star Full Star Full Star Full Star

I don't even know where to begin. Recently involved in an accident that resulted in a total loss of my vehicle. I began searching across the panhandle from Pensacola to Panama City beach for used Hondas. I found a used Honda Civic with low mileage and a great price. I contacted the dealership and they were very responsive. After arriving at the dealership, I had what I describe as the best car buying experience I've ever had! Vehicle looked just like the photos online. Earl, Ryan and Gene was the best. They were professional, honest and very genuine in their approach. Great people, great dealership. Gene assisted me with obtaining the best deal, interest rate and car coverage I've ever had. I recommend this dealership and team to anyone looking for a quality vehicle with a great service team.

Great Experience

John Faulkner
12-12-2020
Full Star Full Star Full Star Full Star Full Star

After much research on what we wanted specifically, we stopped at Tim Smith Acura and engaged with our sales rep Conor. Conor was laid back, attentive, but not overbearing. He set us up with a couple test drives and then kept in touch with us as we discussed the final decision. Our list of wants didn't match anything on the lot, so we waited. Conor contacted us when the right vehicle came in, set up the showing, and closed the deal; all while making us feel at home. Gene was as solid and personable as it comes with the paperwork and getting out the door. Overall great experience and a great team in Earl, Conor, and Gene. Many thanks.

Great Customer Service

Lucretia Minardo
9-26-2020
Full Star Full Star Full Star Full Star Full Star

This place has the best sales people! We had the pleasure of working with Mr. Earl Youngblood. He is very professional, incredibly knowledgeable and super helpful. He greeted us right away, was very enthusiastic and was eager to help us get into the car we wanted. There are a lot of cars and car lots in FWB, but nothing beats the unmatched customer service Mr. Youngblood provided at Tim Smith Acura! Definitely recommend :)

Great Customer Service

Andrea McGee
9-10-2020
Full Star Full Star Full Star Full Star Full Star

My husband contacted Tim Smith Acura to buy me a 2020 RDX for my birthday. He was really impressed by the courtesy and respect he received from Gene Watson in internet sales. My husband and Gene worked out all the details to get me the RDX I wanted. Gene delivered on every expectation that was set, going above and beyond for us. We arrived to pick up the vehicle and Gene was also our financial contact, making it a really smooth experience. Gene was eager to make sure we had everything we wanted and more. I am so glad we chose Tim Smith Acura and you will be too! Bravo Zulu!!

Excellent Experience

Matt Whitnack
9-12-2020
Full Star Full Star Full Star Full Star Full Star

I have been shopping in the southeast for a used Lexus RC F for months and came across one at Tim Smith Acura that had the specs I wanted. I reached out to them with a text and the Internet Sales Manager, Gene Watson engaged immediately. Gene was off the next day so the Sales Manger Ben filled in and was highly responsive as we negotiated the deal. I appreciated that Gene and Ben worked with me via texts only which is what I preferred. We agreed on price and I flew in 2 days later to pick it up. The paperwork was ready first thing in the morning as they knew I wanted get on the road quickly for the 10.5 hour drive home. Gene handled the closing which was a high-tech and super efficient process! The car was in excellent condition with no surprises or issues. This was an excellent experience all around and I highly recommend Tim Smith Acura!

Customer Testimonial

Rick Baumann
9-5-2020
Full Star Full Star Full Star Full Star Full Star

Went to test drive a Maserati, Gene and Ben were very helpful, and respectful of my time, very easy to communicate with via different mediums. Decided the car wasn't my best choice, they suggested i look at there certified Acura models. After finding a RDX that i wanted to drive, all it took was a text with the cars i wanted to see and when i arrived Kyle Walker was ready to answer any questions or concerns. I had a price in mind after doing research and a trade value for my car. When they presented the offer , was better than expected. Easiest car buying transaction i have had. Would highly recommend Tim Smith Acura . Great people with a excellent product and knowledgeable Sales team

Professional!

Bob Bainbridge
5-4-2020
Full Star Full Star Full Star Full Star Full Star

Professionalism at it's best. Enjoyed working with Conor and Tanner on the purchase of our new Acura MDX. Very friendly and outgoing.

No Hassle!

Joanna Banana
4-28-2020
Full Star Full Star Full Star Full Star Full Star

See Gene Watson for a no hassle, enjoyable experience. Love my new car Gene, thanks. As always, Acura delivers

So Easy!

Gift Muttira
3-12-2020
Full Star Full Star Full Star Full Star Full Star

I love Tim Smith Acura they always give me a good service and any time I drop my car there at cars body service ,Nicole , corn and Dave alway take a good care of me thank you so much and also I would love to thank you “Conor” he’s very good a sales person he made everything so easy and very save my time for bring me to be the car owner. Thank you all

Helpful and Friendly

Jack Heidman
3-2-2020
Full Star Full Star Full Star Full Star Full Star

Very happy with TS Acura! dealership. Third new car I have purchased from T.S.Acura. Sales personnel were very helpful and friendly. Kyle, our sales person, was new but tried very hard to make us feel comfortable. He was very knowledgeable about the auto.

Very Happy!

Gem Deirish
4-1-2020
Full Star Full Star Full Star Full Star Full Star

Connor helped me find a car. He was not overwhelmingly with sales talk. Connor and the staff were very professional and helped me find the car I wanted. I am very happy with my new Acura.

Great Service!

Pris Williams
4-14-2020
Full Star Full Star Full Star Full Star Full Star

Kyle in the service department is amazing. Thank you so much for everything. I always have such a horrible experience with dealerships mechanic but the service was over the top. Thank you!

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